| 211. | Insurance Policies You Need to Purchase With Your Home Loan
Most people rely on insurance as a safety net for protection from surprises. When it comes to financing the purchase of a home, insurance not only gives you peace of mind, but it is required to close the transaction...
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| Article XML Feed | | - Tuesday, January 27, 2004 |
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| 212. | Credit Problems Don`t Necessarily Keep You from Getting a Mortgage Loan
There are a lot more ways to get into money troubles than there are ways to get out of them. People get laid off, have massive medical bills, go through a divorce, make bad investments, or simply spend too much...
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| Article XML Feed | | - Tuesday, January 20, 2004 |
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| 213. | Questions That Concern Your Home Financing
Here are answers to some common questions consumers who are considering a mortgage loan to finance their home purchase often ask. Q...
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| Article XML Feed | | - Tuesday, January 13, 2004 |
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| 214. | Your Credit Past Can Affect the Mortgage Loan You Can Get
Your Credit Past Determines How Much You Pay For A Mortgage In the Future. When you apply for a home loan, a lender wants to know the type of individual it is dealing with...
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| Article XML Feed | | - Tuesday, January 06, 2004 |
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| 215. | There Is More to the Right Mortgage Loan Than Just the Rate
Besides finding the right house for you, you need to look for the right mortgage loan. There`s a big difference between shopping for the best mortgage rate and shopping for the best mortgage loan...
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| Article XML Feed | | - Tuesday, December 30, 2003 |
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| 216. | A Biweekly Mortgage Can Save You A Lot of Money
If you want to save tens of thousands of dollars on your mortgage and know that you need help, you sign up for a biweekly mortgage plan. The idea behind biweekly mortgage programs is very simple...
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| Article XML Feed | | - Tuesday, December 23, 2003 |
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| 217. | Credit Scoring Increases Objectivity In Loan Approval Process
To most people going through the stress, anxiety, and panic of looking for a mortgage, computerized credit scoring sounds about as appealing as getting a root canal. After all, you don`t want your mortgage fate decided by an impersonal computer instead of by a real human being...
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| Article XML Feed | | - Tuesday, December 16, 2003 |
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| 218. | The Benefits of Using a VA Loan
One of the things that military Veterans really like is the benefits of being able to get a mortgage loan backed by the Department of Veterans Affairs. It is a deal that is almost impossible to beat because there is no down payment, and there is a competitive interest rate...
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| Article XML Feed | | - Tuesday, December 09, 2003 |
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| 219. | The Day of Automated Underwriting Has Arrived
The best mortgage interest rate in the world is useless if the loan comes through the day after the house of your dreams has just been sold to someone else. So while the interest rate is very important, you also have to look at the time involved in getting that interest rate...
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| Article XML Feed | | - Tuesday, December 02, 2003 |
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| 220. | Ways Parents Can Help Their Children Purchase a Home
Parents today can have a major impact on the fortunes of their children by assisting them with the purchase of their first home. Often the first time homebuyer can make the monthly payments a mortgage loan requires, but they have difficulty meeting the down payment and the many closing costs...
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| Article XML Feed | | - Tuesday, November 25, 2003 |
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| 221. | Choosing a National or Local Mortgage Lender
There are dozens of questions we all ask ourselves when we start shopping for a mortgage loan for a new home or for refinancing an old one. The problem with some of these questions is that the person you direct them to often determines the answers you get...
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| Article XML Feed | | - Tuesday, November 18, 2003 |
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| 222. | What Your Closing Costs Might Look Like
After finding a house at a price you can afford and an interest rate you can live with, there are still many other costs before the deal is done. These additional expenses are usually lumped together as settlement or closing costs...
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| Article XML Feed | | - Tuesday, November 11, 2003 |
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| 223. | Be Sure to Give Thorough Consideration Before Canceling the Loan Process
Buying a home, or refinancing one is something that most people take very seriously. One reason for this is perhaps because home ownership tops the list of a family`s out of pocket living expenses...
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| Article XML Feed | | - Tuesday, November 04, 2003 |
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| 224. | No Doc and Low Doc Loans Clearly Show that Privacy Has a Price
No Documentation and Low Documentation loans, known in the business as No Doc and Low Doc loans, simplify the mortgage process and keep your finances private. However, they do have a price...
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| Article XML Feed | | - Tuesday, October 28, 2003 |
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| 225. | Mortgage Fraud--It`s More Common Than You Think
Did you hear about the $60 billion in mortgage frauds that were supposedly committed last year, and how they raised the cost of getting a mortgage? If so, you probably want to know what`s going on. While it goes without saying that mortgage fraud is happening, that figure seems high...
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| Article XML Feed | | - Tuesday, October 21, 2003 |
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| 226. | Taking a Good Look at an FHA Loan
When Federal Housing Administration (FHA) loans were first created in 1934, they were designed for people who couldn`t come up with the large down payments that most lenders required at the time--usually around 25 percent. Back then, the FHA requirement of a three percent down payment was the only chance many consumers had of ever owning a home...
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| Article XML Feed | | - Tuesday, October 14, 2003 |
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| 227. | A Home and Investments with an Asset-Backed Mortgage
For people who have substantial investments, but who also want to purchase a home, there are viable options. A highly desirable alternative is one that lets them keep their investments and purchase the home, too...
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| Article XML Feed | | - Tuesday, October 07, 2003 |
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| 228. | You May Have to Clean Up Your Credit Before Buying a Home
When getting ready to buy a house, you might have to put in some time, effort, and money to make your credit report more appealing to potential lenders. Moreover, if your credit report is on the shaky side, you might need to talk to someone like Lonnie Williams...
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| Article XML Feed | | - Tuesday, September 30, 2003 |
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| 229. | Reverse Mortgages Can Be a Good Deal for Senior Citizens
We have all heard that you canÕt have your cake and eat it too, but hereÕs one case where you can have both your nest egg and your nest. In order to do it, you must be at least 62 and own all Š or most Š of your home...
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| Article XML Feed | | - Tuesday, September 23, 2003 |
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| 230. | HUD Can Help You Purchase a Condo as Your Castle
Your home may be your castle, but if your castle is a condominium (condo) you don`t own it all. When you own a home, you generally own the entire house, inside and out, as well as the property on which it sits and almost anything the zoning laws don`t prohibit you from doing...
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| Article XML Feed | | - Tuesday, September 16, 2003 |
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| 231. | You Really Can Get A Home Loan After Bankruptcy
Just because you`ve had to declare personal bankruptcy is no reason to give up on your dream of home ownership. If you can rebuild and maintain good credit and prove that the reason for your bankruptcy won`t happen again, you can probably qualify for an FHA mortgage at the going interest rate in as little as couple years after declaring bankruptcy...
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| Article XML Feed | | - Tuesday, September 09, 2003 |
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| 232. | Taking a Look at Subprime Lending
More Americans own homes now than ever before, and they`re doing a better job of making payments on them. As a result, lenders have more money available for mortgages and are eager to keep the economy and the housing market booming...
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| Article XML Feed | | - Tuesday, September 02, 2003 |
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| 233. | Free Frequent Flyer Miles: How Much Do They Cost?
When you go for your next home loan, your lender might ask if youÕd like to go to Hawaii, too. ThatÕs because more and more lenders and real estate companies are teaming up with airlines to offer frequent flyer miles when you buy a new house or refinance your current loan...
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| Article XML Feed | | - Tuesday, August 26, 2003 |
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| 234. | How About Getting a 22-Year or an 18-Year Mortgage?
Just because the vast majority of fixed-rate mortgages are for 30 or 15 years doesn`t mean that those are the only types of mortgages available. Nor does it mean that you have to pay off your home in 30 or 15 years...
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| Article XML Feed | | - Tuesday, August 19, 2003 |
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| 235. | Home Foreclosure: There are Alternatives
Despite the health of our current economy and the low unemployment figures, companies still get bought and downsized, resulting in people losing their jobs and sometimes even their homes. Medical emergencies can wipe out savings, and numerous other problems can develop that make foreclosure a real possibility...
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| Article XML Feed | | - Tuesday, August 12, 2003 |
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| 236. | New FHA Loan Limits Expand Possibilities of Home Ownership
If you are like most Americans, you don¹t think of a $220,000 house as a "starter home." In fact, in many areas of the country, you can buy a good-sized house with that amount of money...
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| Article XML Feed | | - Tuesday, August 05, 2003 |
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| 237. | It`s That Time of Year: You, Your Home and Your Taxes
We are fast approaching that time of year when we begin to really appreciate the fact that we get more for our monthly mortgage payments than merely a house. We also get tax deductions...
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| Article XML Feed | | - Tuesday, July 29, 2003 |
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| 238. | Arming Yourself with a Good ARM Could Save You Money
With interest rates rising, Adjustable Rate Mortgages (ARMs) are looking better and better. Even though an ARM involves some risks, it`s possible to minimize them, and you will still make lower house payments and build equity in your home faster than you would with a conventional, fixed-rate mortgage...
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| Article XML Feed | | - Tuesday, July 22, 2003 |
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| 239. | The Glass Box: Taking Some Confusion Out of the Mortgage Process
Buying a house is a big financial step---most likely the biggest most of us will ever take. Knowing this, we all understand that we are going to pay back the principal---the amount we borrowed--plus interest...
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| Article XML Feed | | - Tuesday, July 15, 2003 |
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| 240. | With Credit Scoring, There`s More to Know Than Your Score
When you apply for you next mortgage the lenders probably won`t mention the names Bill Fair and Earl Isaac to you. They should...
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| Article XML Feed | | - Tuesday, July 08, 2003 |
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