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FHA loan limits by county
New maximum loan sizes have been announced for conforming mortgages as well as for home loans insured by the Federal Housing Administration, or FHA.
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| Cumberland |
$ 337,500 |
Lincoln |
$ 278,750 |
| Hancock |
$ 272,500 |
Sagadahoc |
$ 337,500 |
| Knox |
$ 278,750 |
York |
$ 337,500 |
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| Anne Arundel |
$ 560,000 |
Kent |
$ 343,750 |
| Baltimore |
$ 560,000 |
Montgomery |
$ 729,750 |
| Baltimore City |
$ 560,000 |
Prince George's |
$ 729,750 |
| Carroll |
$ 560,000 |
Queen Anne's |
$ 560,000 |
| Calvert |
$ 729,750 |
Somerset |
$ 328,750 |
| Cecil |
$ 420,000 |
St. Mary's |
$ 400,000 |
| Charles |
$ 729,750 |
Talbot |
$ 443,750 |
| Frederick |
$ 729,750 |
Washington |
$ 377,500 |
| Garrett |
$ 437,500 |
Worcester |
$ 437,500 |
| Howard |
$ 560,000 |
Wicomico |
$ 328,750 |
| Harford |
$ 560,000 |
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| Barnstable |
$ 462,500 |
Middlesex |
$ 523,750 |
| Bristol |
$ 475,000 |
Nantucket |
$ 729,750 |
| Dukes |
$ 729,750 |
Norfolk |
$ 523,750 |
| Essex |
$ 523,750 |
Plymouth |
$ 523,750 |
| Franklin |
$ 318,750 |
Suffolk |
$ 523,750 |
| Hampden |
$ 318,750 |
Worcester |
$ 385,000 |
| Hapshire |
$ 318,750 |
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| Berrien |
$ 298,750 |
Monroe |
$ 297,500 |
| Kalamazoo |
$ 286,250 |
Oakland |
$ 297,500 |
| Lapeer |
$ 297,500 |
St. Clair |
$ 297,500 |
| Lenawee |
$ 297,500 |
Van Buren |
$ 286,250 |
| Livingston |
$ 297,500 |
Washtenaw |
$ 345,000 |
| Macomb |
$ 297,500 |
Wayne |
$ 297,500 |
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| Anoka |
$ 365,000 |
Isanti |
$ 365,000 |
| Carver |
$ 365,000 |
Ramsey |
$ 365,000 |
| Chisago |
$ 365,000 |
Scott |
$ 365,000 |
| Cook |
$ 296,250 |
Sheburne |
$ 365,000 |
| Dakota |
$ 365,000 |
Washington |
$ 365,000 |
| Hennepin |
$ 365,000 |
Wright |
$ 365,000 |
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| N/A |
N/A |
N/A |
N/A |
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| Crawford |
$ 281,250 |
St. Louis |
$ 281,250 |
| Franklin |
$ 281,250 |
St. Louis City |
$ 281,250 |
| Jefferson |
$ 281,250 |
Warren |
$ 281,250 |
| Lincoln |
$ 281,250 |
Washington |
$ 281,250 |
| St. Charles |
$ 281,250 |
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If your county isn't listed, the FHA loan limit remains unchanged, and the conforming limit remains $417,000. If your county is listed, and the dollar figure is less than $417,000, that figure is the new FHA loan limit; the conforming limit remains $417,000. If the dollar figure is higher than $417,000, then that's both the FHA and conforming limit for that county.
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| Source: Federal Housing Administration |
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