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FHA loan limits by county
New maximum loan sizes have been announced for conforming mortgages as well as for home loans insured by the Federal Housing Administration, or FHA.
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| Carbon |
$ 291,250 |
Lewis and Clark |
$ 341,250 |
| Flathead |
$ 301,250 |
Missoula |
$ 291,250 |
| Gallatin |
$ 386,250 |
Ravalli |
$ 303,750 |
| Jefferson |
$ 341,250 |
Sweet Grass |
$ 346,250 |
| Lake |
$ 301,250 |
Yellowstone |
$ 291,250 |
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| N/A |
N/A |
N/A |
N/A |
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| Carson City |
$ 398,750 |
Lyon |
$ 331,250 |
| Clark |
$ 400,000 |
Nye |
$ 325,000 |
| Douglas |
$ 468,750 |
Storey |
$ 403,750 |
| Elko |
$ 325,000 |
Washoe |
$ 403,750 |
| Eureka |
$ 325,000 |
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| Belknap |
$ 281,250 |
Merrimack |
$ 302,500 |
| Grafton |
$ 281,250 |
Roskingham |
$ 523,750 |
| Hillsborough |
$ 402,500 |
Strafford |
$ 523,750 |
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| Atlantic |
$ 453,750 |
Middlesex |
$ 729,750 |
| Burlington |
$ 420,000 |
Monmouth |
$ 729,750 |
| Camden |
$ 420,000 |
Morris |
$ 729,750 |
| Cape May |
$ 487,500 |
Ocean |
$ 729,750 |
| Cumberland |
$ 405,000 |
Passaic |
$ 729,750 |
| Essex |
$ 729,750 |
Salem |
$ 420,000 |
Gloucester |
$ 420,000 |
Somerset |
$ 729,750 |
| Hudson |
$ 729,750 |
Sussex |
$ 729,750 |
| Hunterdon |
$ 729,750 |
Union |
$ 729,750 |
| Middlesex |
$ 729,750 |
Warren |
$ 402,500 |
Mercer |
$ 440,000 |
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| Los Alamos |
$ 347,500 |
Santa Fe |
$ 427,500 |
| San Juan |
$ 281,250 |
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If your county isn't listed, the FHA loan limit remains unchanged, and the conforming limit remains $417,000. If your county is listed, and the dollar figure is less than $417,000, that figure is the new FHA loan limit; the conforming limit remains $417,000. If the dollar figure is higher than $417,000, then that's both the FHA and conforming limit for that county.
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| Source: Federal Housing Administration |
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