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FHA loan limits by county
New maximum loan sizes have been announced for conforming mortgages as well as for home loans insured by the Federal Housing Administration, or FHA.
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| Albany |
$ 312,500 |
Oswego |
$ 281,250 |
| Bronx |
$ 729,750 |
Putnam |
$ 729,750 |
| Columbia |
$ 276,250 |
Rensselaer |
$ 312,500 |
| Dutchess |
$ 443,750 |
Richmond |
$ 729,750 |
| Erie |
$ 276,250 |
Rockland |
$ 729,750 |
| Kings |
$ 729,750 |
Saratoga |
$ 312,500 |
| Madison |
$ 281,250 |
Schenectady |
$ 312,500 |
| Nassau |
$ 729,750 |
Schoharie |
$ 312,500 |
| Niagara |
$ 276,250 |
Suffolk |
$ 729,750 |
| Onondaga |
$ 281,250 |
Ulster |
$ 406,250 |
Orange |
$ 443,750 |
Westchester |
$ 729,750 |
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| Anson |
$ 303,750 |
Madison |
$ 303,750 |
| Brunswick |
$ 303,750 |
Mecklenburg |
$ 303,750 |
| Buncombe |
$ 303,750 |
New Hanover |
$ 303,750 |
| Cabarrus |
$ 303,750 |
Onslow |
$ 306,250 |
| Carteret |
$ 287,500 |
Orange |
$ 331,250 |
| Chatham |
$ 331,250 |
Pasquotank |
$ 729,750 |
| Currituck |
$ 428,750 |
Pender |
$ 303,750 |
| Dare |
$ 460,000 |
Perquimans |
$ 729,750 |
| Durham |
$ 331,250 |
Person |
$ 331,250 |
| Franklin |
$ 295,000 |
Transylvania |
$ 293,750 |
| Gaston |
$ 303,750 |
Union |
$ 303,750 |
| Haywood |
$ 303,750 |
Wake |
$ 295,000 |
| Henderson |
$ 303,750 |
Watauga |
$ 285,000 |
Johnston |
$ 295,000 |
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| N/A |
N/A |
N/A |
N/A |
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| Ashtabula |
$ 291,250 |
Lorain |
$ 298,750 |
| Athens |
$ 432,500 |
Madison |
$ 341,250 |
| Brown |
$ 337,500 |
Medina |
$ 298,750 |
| Butler |
$ 337,500 |
Mercer |
$ 292,500 |
| Carroll |
$ 277,500 |
Miami |
$ 271,250 |
| Clermont |
$ 337,500 |
Montgomery |
$ 271,250 |
| Cuyahoga |
$ 298,750 |
Morrow |
$ 341,250 |
| Delaware |
$ 341,250 |
Pickaway |
$ 341,250 |
| Fairfield |
$ 341,250 |
Portage |
$ 330,000 |
| Franklin |
$ 314,250 |
Preble |
$ 271,250 |
| Geauga |
$ 298,750 |
Stark |
$ 277,500 |
| Greene |
$ 271,250 |
Summit |
$ 330,000 |
| Hamilton |
$ 337,500 |
Union |
$ 341,250 |
| Lake |
$ 298,750 |
Van Wert |
$ 301,250 |
| Licking |
$ 341,250 |
Warren |
$ 337,500 |
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| N/A |
N/A |
N/A |
N/A |
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| Benton |
$ 337,500 |
Lane |
$ 343,750 |
| Clackamas |
$ 418,750 |
Lincoln |
$ 312,500 |
| Clatsop |
$ 347,500 |
Multnomah |
$ 418,750 |
| Curry |
$ 351,250 |
Polk |
$ 295,000 |
| Deschutes |
$ 447,500 |
Tillamook |
$ 343,750 |
| Hood River |
$ 393,750 |
Washington |
$ 418,750 |
| Jackson |
$ 422,500 |
Yamhill |
$ 418,750 |
| Josephine |
$ 325,000 |
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| Allegheny |
$ 327,500 |
Fayette |
$ 327,500 |
| Armstrong |
$ 327,500 |
Lancaster |
$ 383,750 |
| Beaver |
$ 327,500 |
Lehigh |
$ 402,500 |
| Berks |
$ 300,000 |
Montgomery |
$ 420,000 |
| Bucks |
$ 420,000 |
Northhampton |
$ 402,500 |
| Butler |
$ 327,500 |
Philadelphia |
$ 420,000 |
| Carbon |
$ 402,500 |
Pike |
$ 729,750 |
| Centre |
$ 280,000 |
Washington |
$ 327,500 |
| Chester |
$ 420,000 |
Westmoreland |
$ 327,500 |
| Delaware |
$ 420,000 |
York |
$ 425,000 |
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If your county isn't listed, the FHA loan limit remains unchanged, and the conforming limit remains $417,000. If your county is listed, and the dollar figure is less than $417,000, that figure is the new FHA loan limit; the conforming limit remains $417,000. If the dollar figure is higher than $417,000, then that's both the FHA and conforming limit for that county.
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| Source: Federal Housing Administration |
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