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FHA loan limits by county
New maximum loan sizes have been announced for conforming mortgages as well as for home loans insured by the Federal Housing Administration, or FHA.
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| Chittenden |
$ 318,750 |
Orange |
$ 281,250 |
| Franklin |
$ 318,750 |
Windsor |
$ 281,250 |
| Grand Isle |
$ 318,750 |
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| Albermarle |
$ 425,000 |
Isle of Wight |
$ 428,750 |
| Alexandria |
$ 729,750 |
James City |
$ 428,750 |
| Amelia |
$ 528,750 |
King and Queen |
$ 528,750 |
| Arlington |
$ 729,750 |
King George |
$ 386,250 |
| Botetourt |
$ 280,000 |
King William |
$ 528,750 |
| Caroline |
$ 528,750 |
Lancaster |
$ 545,000 |
| Charles City |
$ 528,750 |
Lexington |
$ 296,250 |
| Charlottesville |
$ 425,000 |
Loudoun |
$ 729,750 |
| Chesapeake |
$ 428,750 |
Louisa |
$ 528,750 |
| Chesterfield |
$ 528,750 |
Madison |
$ 277,500 |
| Clarke |
$ 729,750 |
Mathews |
$ 428,750 |
| Colonial Height |
$ 528,750 |
Manassas |
$ 729,750 |
| Charlottesville |
$ 425,000 |
Manassas Park |
$ 729,750 |
| Chesapeake |
$ 428,750 |
Middlesex |
$ 330,000 |
| Chesterfield |
$ 528,750 |
Nelson |
$ 425,000 |
| Clarke |
$ 729,750 |
New Kent |
$ 528,750 |
| Colonial Height |
$ 528,750 |
Newport News |
$ 428,750 |
| Craig |
$ 280,000 |
Norfolk |
$ 428,750 |
| Culpeper |
$ 382,500 |
Northumberland |
$ 392,500 |
| Cumberland |
$ 528,750 |
Orange |
$ 331,250 |
| Dinwiddie |
$ 528,750 |
Petersburg |
$ 528,750 |
| Essex |
$ 375,000 |
Poquoson |
$ 428,750 |
| Fairfax |
$ 729,750 |
Portsmouth |
$ 428,750 |
| Fairfax Ind |
$ 729,750 |
Powhatan |
$ 528,750 |
| Falls Church |
$ 729,750 |
Prince George |
$ 528,750 |
| Fauquier |
$ 729,750 |
Prince William |
$ 729,750 |
| Fluvanna |
$ 425,000 |
Rappahannock |
$ 358,750 |
| Franklin |
$ 280,000 |
Richmond |
$ 300,000 |
| Frederick |
$ 475,000 |
Richmond IND |
$ 528,750 |
| Fredericksburg |
$ 729,750 |
Roanoke |
$ 280,000 |
| Gloucester |
$ 428,750 |
Roanoke IND |
$ 280,000 |
| Goochland |
$ 528,750 |
Salem |
$ 280,000 |
| Greene |
$ 425,000 |
Spotsylvania |
$ 729,750 |
| Hampton |
$ 428,750 |
Stafford |
$ 729,750 |
| Hanover |
$ 528,750 |
Suffolk |
$ 428,750 |
| Henrico |
$ 528,750 |
Surry |
$ 428,750 |
| Highland |
$ 287,500 |
Sussex |
$ 528,750 |
| Hopewell |
$ 528,750 |
Warren |
$729,750 |
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| Benton |
$ 275,000 |
Kittitas |
$ 328,750 |
| Chelan |
$ 323,750 |
Mason |
$ 310,000 |
| Challam |
$ 383,750 |
Pierce |
$ 567,500 |
| Clark |
$ 418,750 |
San Juan |
$ 593,750 |
| Douglas |
$ 323,750 |
Skagit |
$ 373,750 |
| Franklin |
$ 275,000 |
Skamania |
$ 418,750 |
| Island |
$ 381,250 |
Snohomish |
$567,500 |
| Jefferson |
$ 437,500 |
Thurston |
$361,250 |
| King |
$ 567,500 |
Whatcom |
$ 375,000 |
| Kitsap |
$ 475,000 |
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| Berkeley |
$ 377,500 |
Morgan |
$ 377,500 |
| Hampshire |
$ 475,000 |
Jefferson |
$ 729,750 |
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| Columbia |
$ 297,350 |
Pierce |
$ 365,000 |
| Dane |
$ 297,350 |
St. Croix |
$ 365,000 |
| Iowao |
$ 297,350 |
Walworth |
$ 315,000 |
| Kenosha |
$ 410,000 |
Washington |
$ 315,000 |
| Milwaukee |
$ 315,000 |
Waukesha |
$ 315,000 |
| Ozaukee |
$ 315,000 |
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| Sheridan |
$ 272,500 |
Teton |
$ 693,750 |
| Sublette |
$ 298,750 |
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If your county isn't listed, the FHA loan limit remains unchanged, and the conforming limit remains $417,000. If your county is listed, and the dollar figure is less than $417,000, that figure is the new FHA loan limit; the conforming limit remains $417,000. If the dollar figure is higher than $417,000, then that's both the FHA and conforming limit for that county.
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| Source: Federal Housing Administration |
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