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Is there any way I can refinance when I'm upside down on my mortgage?

You have options for refinancing if your home has lost value.

QUESTIONS FROM OUR READERS

What does getting preapproved for a mortgage actually mean?

If interest rates fall significantly after I've locked-in, but before I close on a loan, can I renegotiate the rate?

Why do I have to pay mortgage insurance on an FHA loan if I refinance less than 78% of the appraised value?

Are interest rates on VA loans lower than the national average?

How do I get money to remodel when I buy a house?

Can my ex-fiance just take his name off our mortgage?

I'm on disability and can't pay my mortgage. Is there a government program that can help?

I was approved for a loan at 6%, but rates went up and now I'm not approved. What happened?

I have two loans totaling $165,000 on a condo worth $107,000. Do you think I can qualify for Hope for Homeowners?

I am a first time home buyer considering a government down payment assistance loan for $50,000 at 3% that would be a silent second mortgage. Is this a good idea ?

We were urged to lock in a 6.5% rate, then a week later rates dropped. We have to pay points to get a lower rate. Do we have recourse?

How much could I save paying off my mortgage in 15 rather than 30 years?

Do you need PMI with an FHA mortage?

Can we fire our real estate agent?

How can I get a vacant house inspected without asking my agent for a recommendation?

Why aren't my bids on foreclosures getting accepted?

Is it an offense to buy a less expensive house and then short sale or foreclose the current one?

Can you be considered a first-time home buyer if you've owned a home before?

Can I cosign for my father's refinancing without putting my name on the title?

Should I pursue a "rent-to-buy" deal?

Where does the money go if I pay extra on my mortgage?

How can I get money to buy a new house when I can't sell my current one?

Should I continue to double my mortgage payments or invest some of the money elsewhere?

Can I force my lender to honor a quote if I didn't lock in the rate?

Can we refinance if my husband's work is considered temporary?

Can my dad cosign my mortgage if he doesn't live in the house?

Are FHA loans only for people with bad credit?

How can I figure out what price home I can afford to buy?

How can I avoid taking out a piggyback loan?

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7/2/2009 11:23:15 PM

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