Interest.com's weekly survey of major lenders, taken June 17, found the average interest rate for a:

30-year, fixed-rate loan fell to 5.76% from 5.95% the previous week. A year ago, it was 6.62%.

15-year, fixed-rate loan fell to 5.19% from 5.37% the previous week. A year ago, it was 6.20%.

30-year, jumbo loan (for mortgages exceeding $417,000 to $729,750, depending on the city) fell to 6.97% from 7.14% the previous week. A year ago, it was 7.71%.

One-year, adjustable-rate loan fell to 5.10% from 5.16% the previous week. A year ago, it was 6.22%.

Five-year, adjustable-rate loan fell to 5.37% from 5.49% the previous week. A year ago, it was 6.24%.

Our database of mortgage rates can help you find the best deals in your area, including many that are less costly than these national averages.

Whether you're buying a home or refinancing an existing mortgage, we have a mortgage calculator that can help you make the right decisions.